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  • Gap Insurance

    Gap Insurance

    • What is Gap Insurance?
    • Which policy is right for me?
    • How to claim on Gap Insurance
    • Quotes by Manufacturer
    • Lease & Contract Hire Pays the difference between your motor insurer’s settlement and your outstanding finance balance.
    • Return To Invoice Pays the difference between your motor insurer’s settlement and the invoice price of your vehicle.
    • Vehicle Replacement Pays the difference between your motor insurer’s settlement and the cost of a replacement vehicle.
  • Additional Cover
    • Alloy Wheel Insurance Helps pay for the repair or replacement of alloy wheels damaged by accidental or malicious damage.
    • Tyre Insurance Covers the repair or replacement of tyres that sustain accidental or malicious damage.
    • Scratch & Dent Insurance Covers the cost of smart repairs for minor cosmetic damage to your vehicle's exterior, interior trim, and alloy wheels.
    • Tyre & Alloy Insurance Covers the cost of repairing accidental or malicious damage which has occurred to your Alloy Wheels or Tyres.
    • Short Term Car Insurance Temporary or short-term insurance is comprehensive car cover that lasts from 1 hour up to 28 days.
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My Policies Get a quote

Car Buying

How & Where To Find New Car Deals & Incentives
by Luke Sanderson February 16, 2026
Car Buying

How & Where To Find New Car Deals & Incentives

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5 Tips For Test Driving A Car
by Luke Sanderson February 04, 2026
Car Buying

5 Tips For Test Driving A Car

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Car Safety Ratings & Features Explained
by Luke Sanderson January 20, 2026
Car Care and Tips

Car Safety Ratings & Features Explained

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The Top 10 EV Family Cars
by Luke Sanderson January 20, 2026
Car Buying

The Top 10 EV Family Cars

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Understanding the Paperwork Involved in Buying & Selling A Car
by Luke Sanderson January 05, 2026
Car Buying

Understanding the Paperwork Involved in Buying & Selling A Car

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The Top 10 Most Reliable Cars | 2025
by Luke Sanderson December 10, 2025
Industry News

The Top 10 Most Reliable Cars | 2025

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PCP vs Hire Purchase (HP) | Which Is Best?
by Luke Sanderson December 02, 2025
Car Buying

PCP vs Hire Purchase (HP) | Which Is Best?

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Should I Trade My Petrol Car For An EV?
by Luke Sanderson November 13, 2025
Car Buying

Should I Trade My Petrol Car For An EV?

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Tips For Buying A Car Online
by Luke Sanderson October 30, 2025
Car Buying

Tips For Buying A Car Online

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The Top 10 Most Depreciating Cars
by Luke Sanderson October 21, 2025
Car Buying

The Top 10 Most Depreciating Cars

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Our Top Policies

  • Lease/Contract Hire Gap
  • Return to Invoice
  • Vehicle Replacement
  • Alloy Wheel Insurance
  • Tyre Insurance
  • Scratch & Dent Insurance

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01422 756100

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Sura Group Limited
1 Neville Street
Leeds
LS1 4DW

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© Direct Gap 2026

Direct Gap is a trading style of Sura Group Limited, registered in England, company number 16964263. Sura Group Limited is an appointed representative in respect of insurance and credit broking activities of Alternative Propositions Ltd, which is authorised and regulated by the Financial Conduct Authority, with reference 602443. Our FCA authorisation number is 1050283.