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  • Gap Insurance

    Gap Insurance

    • What is Gap Insurance?
    • Which policy is right for me?
    • How to claim on Gap Insurance
    • Quotes by Manufacturer
    • Lease & Contract Hire Pays the difference between your motor insurer’s settlement and your outstanding finance balance.
    • Return To Invoice Pays the difference between your motor insurer’s settlement and the invoice price of your vehicle.
    • Vehicle Replacement Pays the difference between your motor insurer’s settlement and the cost of a replacement vehicle.
  • Additional Cover
    • Alloy Wheel Insurance Helps pay for the repair or replacement of alloy wheels damaged by accidental or malicious damage.
    • Tyre Insurance Covers the repair or replacement of tyres that sustain accidental or malicious damage.
    • Scratch & Dent Insurance Covers the cost of smart repairs for minor cosmetic damage to your vehicle's exterior, interior trim, and alloy wheels.
    • Tyre & Alloy Insurance Covers the cost of repairing accidental or malicious damage which has occurred to your Alloy Wheels or Tyres.
    • Short Term Car Insurance Temporary or short-term insurance is comprehensive car cover that lasts from 1 hour up to 28 days.
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car accident

How Does A Write Off Affect Car Ownership?
by Luke Sanderson June 25, 2026
Car Care and Tips

How Does A Write Off Affect Car Ownership?

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Car Safety Ratings & Features Explained
by Luke Sanderson January 20, 2026
Car Care and Tips

Car Safety Ratings & Features Explained

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Different Car Write-Off Categories Explained
by Luke Sanderson April 11, 2025
Industry News

Different Car Write-Off Categories Explained

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Common Causes Of Accidents (& How To Avoid Them)
by Luke Sanderson February 26, 2025
Car Care and Tips

Common Causes Of Accidents (& How To Avoid Them)

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What Are The Main Issues Following A Car Accident?
by Luke Sanderson November 12, 2024
Car Care and Tips

What Are The Main Issues Following A Car Accident?

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Are windscreen scratches covered by insurance?
by James Cartwright September 26, 2022
Industry News

Are windscreen scratches covered by insurance?

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What should you do if you hit an animal while driving?
by James Cartwright June 16, 2022
Car Care and Tips

What should you do if you hit an animal while driving?

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What Should You Do If A Pothole Damages Your Car?
by James Cartwright March 30, 2022
Car Care and Tips

What Should You Do If A Pothole Damages Your Car?

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Why it makes sense to consider scratch and dent insurance
by James Cartwright September 21, 2021
Gap Insurance

Why it makes sense to consider scratch and dent insurance

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What should you do if you're involved in a car accident?
by James Cartwright October 05, 2020
Car Care and Tips

What should you do if you're involved in a car accident?

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Our Top Policies

  • Lease/Contract Hire Gap
  • Return to Invoice
  • Vehicle Replacement
  • Alloy Wheel Insurance
  • Tyre Insurance
  • Scratch & Dent Insurance

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01422 756100

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Sura Group Limited
1 Neville Street
Leeds
LS1 4DW

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© Direct Gap 2026

Direct Gap is a trading style of Sura Group Limited, registered in England, company number 16964263. Sura Group Limited is an appointed representative in respect of insurance and credit broking activities of Alternative Propositions Ltd, which is authorised and regulated by the Financial Conduct Authority, with reference 602443. Our FCA authorisation number is 1050283.