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  • Gap Insurance

    Gap Insurance

    • What is Gap Insurance?
    • Which policy is right for me?
    • How to claim on Gap Insurance
    • Quotes by Manufacturer
    • Lease & Contract Hire Pays the difference between your motor insurer’s settlement and your outstanding finance balance.
    • Return To Invoice Pays the difference between your motor insurer’s settlement and the invoice price of your vehicle.
    • Vehicle Replacement Pays the difference between your motor insurer’s settlement and the cost of a replacement vehicle.
  • Additional Cover
    • Alloy Wheel Insurance Helps pay for the repair or replacement of alloy wheels damaged by accidental or malicious damage.
    • Tyre Insurance Covers the repair or replacement of tyres that sustain accidental or malicious damage.
    • Scratch & Dent Insurance Covers the cost of smart repairs for minor cosmetic damage to your vehicle's exterior, interior trim, and alloy wheels.
    • Tyre & Alloy Insurance Covers the cost of repairing accidental or malicious damage which has occurred to your Alloy Wheels or Tyres.
    • Short Term Car Insurance Temporary or short-term insurance is comprehensive car cover that lasts from 1 hour up to 28 days.
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My Policies Get a quote

car buying

How To Sell Your Used Car
by Luke Sanderson March 18, 2025
Car Buying

How To Sell Your Used Car

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How To Negotiate The Price Of Your New Car
by Luke Sanderson March 17, 2025
Car Buying

How To Negotiate The Price Of Your New Car

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Top Car Buying Mistakes To Avoid
by Luke Sanderson February 19, 2025
Car Buying

Top Car Buying Mistakes To Avoid

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Lease vs PCP | Which Is Better?
by Luke Sanderson February 06, 2025
Car Buying

Lease vs PCP | Which Is Better?

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What Are The Pros & Cons Of Buying A Car Online?
by Luke Sanderson January 15, 2025
Car Buying

What Are The Pros & Cons Of Buying A Car Online?

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How to Prepare Your Car for PCP End-of-Term Inspection
by Luke Sanderson January 06, 2025
Car Buying

How to Prepare Your Car for PCP End-of-Term Inspection

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Should You Buy, Return Or Upgrade At The End Of Your PCP Deal?
by Luke Sanderson November 15, 2024
Car Buying

Should You Buy, Return Or Upgrade At The End Of Your PCP Deal?

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Essential Tips For First-Time Car Buyers
by Luke Sanderson October 30, 2024
Car Buying

Essential Tips For First-Time Car Buyers

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Why Do Cars Depreciate?
by Luke Sanderson October 02, 2024
Car Buying

Why Do Cars Depreciate?

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Common PCP Mistakes (That Could Cost You Money)
by Luke Sanderson September 16, 2024
Car Care and Tips

Common PCP Mistakes (That Could Cost You Money)

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Our Top Policies

  • Lease/Contract Hire Gap
  • Return to Invoice
  • Vehicle Replacement
  • Alloy Wheel Insurance
  • Tyre Insurance
  • Scratch & Dent Insurance

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01422 756100

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Sura Group Limited
1 Neville Street
Leeds
LS1 4DW

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© Direct Gap 2026

Direct Gap is a trading style of Sura Group Limited, registered in England, company number 16964263. Sura Group Limited is an appointed representative in respect of insurance and credit broking activities of Alternative Propositions Ltd, which is authorised and regulated by the Financial Conduct Authority, with reference 602443. Our FCA authorisation number is 1050283.