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  • Gap Insurance

    Gap Insurance

    • What is Gap Insurance?
    • Which policy is right for me?
    • How to claim on Gap Insurance
    • Quotes by Manufacturer
    • Lease & Contract Hire Pays the difference between your motor insurer’s settlement and your outstanding finance balance.
    • Return To Invoice Pays the difference between your motor insurer’s settlement and the invoice price of your vehicle.
    • Vehicle Replacement Pays the difference between your motor insurer’s settlement and the cost of a replacement vehicle.
  • Additional Cover
    • Alloy Wheel Insurance Helps pay for the repair or replacement of alloy wheels damaged by accidental or malicious damage.
    • Tyre Insurance Covers the repair or replacement of tyres that sustain accidental or malicious damage.
    • Scratch & Dent Insurance Covers the cost of smart repairs for minor cosmetic damage to your vehicle's exterior, interior trim, and alloy wheels.
    • Tyre & Alloy Insurance Covers the cost of repairing accidental or malicious damage which has occurred to your Alloy Wheels or Tyres.
    • Short Term Car Insurance Temporary or short-term insurance is comprehensive car cover that lasts from 1 hour up to 28 days.
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car care

How Does A Write Off Affect Car Ownership?
by Luke Sanderson June 25, 2026
Car Care and Tips

How Does A Write Off Affect Car Ownership?

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How Does Mileage Affect Car Ownership?
by Luke Sanderson June 23, 2026
Car Care and Tips

How Does Mileage Affect Car Ownership?

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What Happens When Your Car Lease Ends
by Luke Sanderson May 19, 2026
Car Buying

What Happens When Your Car Lease Ends

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What To Do If Your Car Is Stolen | A Comprehensive Guide
by L January 06, 2026
Car Care and Tips

What To Do If Your Car Is Stolen | A Comprehensive Guide

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How To Prevent Car Theft
by Luke Sanderson July 16, 2025
Car Care and Tips

How To Prevent Car Theft

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EV Chargers | Everything You Need To Know
by Luke Sanderson April 08, 2025
Car Care and Tips

EV Chargers | Everything You Need To Know

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Common Causes Of Accidents (& How To Avoid Them)
by Luke Sanderson February 26, 2025
Car Care and Tips

Common Causes Of Accidents (& How To Avoid Them)

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Common Car Maintenence Mistakes (That You NEED To Avoid)
by Luke Sanderson October 09, 2024
Car Care and Tips

Common Car Maintenence Mistakes (That You NEED To Avoid)

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Top Tips for Vehicle Maintenance in Winter
by James Cartwright February 07, 2024
Car Care and Tips

Top Tips for Vehicle Maintenance in Winter

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New Year, New Car: Embracing and Protecting Your 2024 Vehicle Journey
by James Cartwright January 04, 2024
Car Care and Tips

New Year, New Car: Embracing and Protecting Your 2024 Vehicle Journey

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Our Top Policies

  • Lease/Contract Hire Gap
  • Return to Invoice
  • Vehicle Replacement
  • Alloy Wheel Insurance
  • Tyre Insurance
  • Scratch & Dent Insurance

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01422 756100

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Sura Group Limited
1 Neville Street
Leeds
LS1 4DW

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© Direct Gap 2026

Direct Gap is a trading style of Sura Group Limited, registered in England, company number 16964263. Sura Group Limited is an appointed representative in respect of insurance and credit broking activities of Alternative Propositions Ltd, which is authorised and regulated by the Financial Conduct Authority, with reference 602443. Our FCA authorisation number is 1050283.