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  • Gap Insurance

    Gap Insurance

    • What is Gap Insurance?
    • Which policy is right for me?
    • How to claim on Gap Insurance
    • Quotes by Manufacturer
    • Lease & Contract Hire Pays the difference between your motor insurer’s settlement and your outstanding finance balance.
    • Return To Invoice Pays the difference between your motor insurer’s settlement and the invoice price of your vehicle.
    • Vehicle Replacement Pays the difference between your motor insurer’s settlement and the cost of a replacement vehicle.
  • Additional Cover
    • Alloy Wheel Insurance Helps pay for the repair or replacement of alloy wheels damaged by accidental or malicious damage.
    • Tyre Insurance Covers the repair or replacement of tyres that sustain accidental or malicious damage.
    • Scratch & Dent Insurance Covers the cost of smart repairs for minor cosmetic damage to your vehicle's exterior, interior trim, and alloy wheels.
    • Tyre & Alloy Insurance Covers the cost of repairing accidental or malicious damage which has occurred to your Alloy Wheels or Tyres.
    • Short Term Car Insurance Temporary or short-term insurance is comprehensive car cover that lasts from 1 hour up to 28 days.
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My Policies Get a quote

car dealerships

Car Sales Tactics Explained
by Luke Sanderson March 03, 2026
Car Buying

Car Sales Tactics Explained

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Understanding the Paperwork Involved in Buying & Selling A Car
by Luke Sanderson January 05, 2026
Car Buying

Understanding the Paperwork Involved in Buying & Selling A Car

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PCP vs Hire Purchase (HP) | Which Is Best?
by Luke Sanderson December 02, 2025
Car Buying

PCP vs Hire Purchase (HP) | Which Is Best?

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How To Determine The Value Of Your Used Car
by Luke Sanderson September 10, 2025
Car Buying

How To Determine The Value Of Your Used Car

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Can I Buy Gap Insurance Privately?
by Luke Sanderson September 01, 2025
Gap Insurance

Can I Buy Gap Insurance Privately?

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Everything You Need To Know About HPI Checks
by Luke Sanderson August 13, 2025
Car Buying

Everything You Need To Know About HPI Checks

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Is Buying A New Car A Waste Of Money?
by Luke Sanderson July 11, 2025
Car Buying

Is Buying A New Car A Waste Of Money?

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Steps To Take Before The End Of Your PCP Agreement
by Elizabeth Ruanne June 25, 2025
Car Buying

Steps To Take Before The End Of Your PCP Agreement

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Car Sale Add-Ons Explained
by Luke Sanderson June 20, 2025
Car Buying

Car Sale Add-Ons Explained

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Should I Trade In Or Sell My Car Privately?
by Luke Sanderson May 20, 2025
Car Buying

Should I Trade In Or Sell My Car Privately?

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Our Top Policies

  • Lease/Contract Hire Gap
  • Return to Invoice
  • Vehicle Replacement
  • Alloy Wheel Insurance
  • Tyre Insurance
  • Scratch & Dent Insurance

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01422 756100

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Sura Group Limited
1 Neville Street
Leeds
LS1 4DW

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© Direct Gap 2026

Direct Gap is a trading style of Sura Group Limited, registered in England, company number 16964263. Sura Group Limited is an appointed representative in respect of insurance and credit broking activities of Alternative Propositions Ltd, which is authorised and regulated by the Financial Conduct Authority, with reference 602443. Our FCA authorisation number is 1050283.