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  • Gap Insurance

    Gap Insurance

    • What is Gap Insurance?
    • Which policy is right for me?
    • How to claim on Gap Insurance
    • Quotes by Manufacturer
    • Lease & Contract Hire Pays the difference between your motor insurer’s settlement and your outstanding finance balance.
    • Return To Invoice Pays the difference between your motor insurer’s settlement and the invoice price of your vehicle.
    • Vehicle Replacement Pays the difference between your motor insurer’s settlement and the cost of a replacement vehicle.
  • Additional Cover
    • Alloy Wheel Insurance Helps pay for the repair or replacement of alloy wheels damaged by accidental or malicious damage.
    • Tyre Insurance Covers the repair or replacement of tyres that sustain accidental or malicious damage.
    • Scratch & Dent Insurance Covers the cost of smart repairs for minor cosmetic damage to your vehicle's exterior, interior trim, and alloy wheels.
    • Tyre & Alloy Insurance Covers the cost of repairing accidental or malicious damage which has occurred to your Alloy Wheels or Tyres.
    • Short Term Car Insurance Temporary or short-term insurance is comprehensive car cover that lasts from 1 hour up to 28 days.
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My Policies Get a quote

new cars

5 Tips For Test Driving A Car
by Luke Sanderson February 04, 2026
Car Buying

5 Tips For Test Driving A Car

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Car Leasing Vs Buying | Which Is Right For You?
by Luke Sanderson September 26, 2025
Car Buying

Car Leasing Vs Buying | Which Is Right For You?

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Do I Need Gap Insurance On A Lease Car?
by Luke Sanderson September 24, 2025
Gap Insurance

Do I Need Gap Insurance On A Lease Car?

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The Top 10 Most Reliable Cars For New Drivers
by Luke Sanderson July 22, 2025
Car Buying

The Top 10 Most Reliable Cars For New Drivers

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Is Buying A New Car A Waste Of Money?
by Luke Sanderson July 11, 2025
Car Buying

Is Buying A New Car A Waste Of Money?

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New Year, New Car: Embracing and Protecting Your 2024 Vehicle Journey
by James Cartwright January 04, 2024
Car Care and Tips

New Year, New Car: Embracing and Protecting Your 2024 Vehicle Journey

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The top 10 UK Best Selling New Cars in August 2023
by James Cartwright October 06, 2023
Industry News

The top 10 UK Best Selling New Cars in August 2023

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The 10 Best Selling New Cars for July in the UK
by James Cartwright August 30, 2023
Industry News

The 10 Best Selling New Cars for July in the UK

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Things to Look for When Buying a Car
by James Cartwright August 27, 2023
Car Care and Tips

Things to Look for When Buying a Car

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Should You Buy Your Next Car New Or Used?
by James Cartwright November 23, 2020
Car Care and Tips

Should You Buy Your Next Car New Or Used?

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Our Top Policies

  • Lease/Contract Hire Gap
  • Return to Invoice
  • Vehicle Replacement
  • Alloy Wheel Insurance
  • Tyre Insurance
  • Scratch & Dent Insurance

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01422 756100

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Sura Group Limited
1 Neville Street
Leeds
LS1 4DW

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© Direct Gap 2026

Direct Gap is a trading style of Sura Group Limited, registered in England, company number 16964263. Sura Group Limited is an appointed representative in respect of insurance and credit broking activities of Alternative Propositions Ltd, which is authorised and regulated by the Financial Conduct Authority, with reference 602443. Our FCA authorisation number is 1050283.