Audi Gap Insurance

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Audi has cemented its position as one of the best luxury car manufacturers in the world. The German brand is renowned for its high-quality, expertly designed and reliable cars, from the small A1 through to the R8 supercar. So, if you are lucky enough to own an Audi it is only natural that you will want to ensure your car is fully protected with the most comprehensive insurance available.

No matter how much care you take of your pride and joy, misfortune can strike and some situations are unavoidable. For example, if your Audi is written off through an accident, fire, flood or theft, most motor insurance providers will settle your claim based on their calculation of the current market value. In most cases, this is substantially less than the price you paid, which could leave you significantly out of pocket. That’s where Guaranteed Asset Protection (GAP) insurance can prove invaluable.

Let’s assume that your brand-new Audi cost £45,000 and you own it for a few years before an accident occurs and it is written off or declared a total loss. Let’s say that by that stage, its value has dropped to £30,000 – which is the amount your motor insurer will pay out. That means you’ve lost out on £15,000. An Audi gap insurance policy will pay out that difference, so for a relatively small annual premium, we feel it’s more than worth it for the added level of protection you receive.

Black Audio Interior, showing steering wheel.

Why choose Direct Gap to protect your Audi?

A-rated UK Underwriters
Covers new and used vehicles
Unlimited claim limits on vehicles up to £50,000
Covers insurance excess up to £1,000
Cover for all named drivers on your policy
No mileage restrictions
Deferred start date option for new vehicle purchases
Free policy amendments for registrations and addresses

What is Audi Gap Insurance?

Audi gap insurance is designed to cover the difference between the settlement amount paid by your motor insurer and the original price you paid for your vehicle. Whether you already own or are considering buying an Audi, we can help you secure Audi gap insurance for between 1 and 5 years with our quick quote service.

For further information, check out our detailed guide to gap insurance.

Get an Audi Gap Insurance quote today.

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Blue Audi Exterior Side Profile
Lady with child sat inside an Audi

How does Audi Gap Insurance work?

If you buy a Audi for £40,000, it will depreciate over the time that you own it. Let’s say that a few years later, your car is stolen or written off – but by this point, its value has dropped to £25,000.

Your motor insurer will pay out in line with that value, which means you’ve lost out by £15,000. With Audi gap insurance, you are covered for that difference between its purchase price and its value when it was declared a total loss.

Get an Audi Gap Insurance quote today.

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Audi Gap Insurance Calculator

Length of ownership (years)
Vehicle value at risk without GAP insurance
Vehicle value covered by comprehensive insurance

Only £ would be covered by your comprehensive car insurance leaving a gap of £.

Audi: FAQs, Statistics & General Information

Audi General Information

Audi is currently the fifth biggest car brand in the UK, selling approximately 111,115 vehicles in 2025 alone.

The Audi A3 has been their biggest seller, with the A4 and A1 also popular.

In recent years, the Q4 e-tron has sold well, marking a shift toward electric vehicles and making it one of the best-selling EVs on the market.

Audi Models

The current lineup of Audi models includes a mix of traditional petrol and diesel-powered cars, with hybrid and fully electric options available too.

Ranging from smallest to largest, the current model range is: A1, A3, A4, A5, A6 and A8. There are a number of crossover and SUV models available, including the Q2, Q3, Q4, Q5, Q6, Q7 and Q8.

Audi Depreciation

Audis are prone to typical levels of depreciation, with estimated figures suggesting a loss in value of between 20% and 50% over the first 3-5 years.

For information on specific models and to get a better insight into how much value your Audi could lose, try our free Car Depreciation Calculator.

Audi Gap Insurance Payout Examples

Audi Q2

Our customer bought their Audi Q2 for £30,245, which depreciated at a rate of 13%. When it was written off, their motor insurer paid a final settlement of £26,297.

With an Audi Gap Insurance policy, we covered the difference of £3,823.

Audi Q5

Following an accident, our customer received a motor insurance payout of £20,621, having initially bought their car for £22,649.

We paid the difference of £2,527.

Audi Q7

Our customer paid £37,359 for their Audi Q7, which suffered a depreciation level of 16.5% during their ownership.

Following a total loss, we paid the difference of £7,164 between their initial purchase price and the final settlement figure offered by their motor insurer.

Audi Theft Statistics

Audi currently sits as the 6th most stolen car brand in the UK, with 3,650 reported stolen in 2025 alone.

The A3 in particular is a common target, with 658 being marked as stolen in the latest annual reporting figures.

What Types Of Gap Insurance Are Suitable For Audi

There are three common types of GAP Insurance available for most cars, including Audi, which is most suitable, typically depends on your finance type, car ownership status and individual cover needs.

The main types of Audi Gap Insurance we provide are:

  • Lease & Contract Hire Gap Insurance: Lease & Contract Hire Gap Insurance pays the difference between your motor insurance settlement figure and the amount outstanding on your lease finance balance. This policy is suitable for lease or 'PCH' cars only.
  • Return To Invoice Gap Insurance: Return To Invoice, or 'RTI' as it's also known, pays the difference between your motor insurance settlement figure and the original invoice price of your vehicle.
  • Vehicle Replacement: Vehicle Replacement Insurance, or 'VRI' covers the difference between your motor insurance settlement and the cost of replacing your vehicle.
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