Citroen Gap Insurance
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Known for quirky design and snappy performance, Citroen is one of France’s best-loved motor manufacturers. The brand prides itself on its distinctive spirit and pioneering technology and the latest line-up boasts an extensive range of vehicles from the family-friendly Berlingo to the stylish C3.
Many people do not realise that if their car is involved in an accident, falls foul of theft or is damaged by flood or fire, the settlement from insurers may not cover the amount they originally paid for the vehicle. Thankfully, Guaranteed Asset Protection (GAP) insurance can offer security against such a problem.
Let’s use a new Citroen Berlingo, costing around £20,000, as an example. If you were to own the vehicle for a couple of years its worth may have dropped to £15,000 during that time. If an accident were to happen and your car was written off, your insurers would pay a settlement in line with its value at that point, leaving you £5,000 out of pocket. Gap insurance would cover the difference.
Why choose Direct Gap to protect your Citroen?
What is Citroen Gap Insurance?
Citroen gap insurance is designed to cover the shortfall between what your insurers will pay in the event of your car being written off and the original purchase price. It also covers those with a finance or lease agreement. In many circumstances, drivers find themselves facing a situation whereby the insurance settlement will not cover the outstanding amount, forcing them to pay money for a vehicle they cannot use. Citroen gap insurance provides you with peace of mind that should the worst happen, you will not be left out of pocket.
For further information, check out our detailed guide to gap insurance.
Get a Citroen Gap Insurance quote today.
How does Citroen Gap Insurance work?
If you buy a Citroen for £40,000, it will depreciate over the time that you own it. Let’s say that a few years later, your car is stolen or written off – but by this point, its value has dropped to £25,000.
Your motor insurer will pay out in line with that value, which means you’ve lost out by £15,000. With Citroen gap insurance, you are covered for that difference between its purchase price and its value when it was declared a total loss.
Get a Citroen Gap Insurance quote today.
Citroen Gap Insurance Reviews
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Additional cover for your Citroen
It’s not only Citroen Gap Insurance that we offer. We can also provide protection for specific elements of your pride and joy, such as the bodywork, tyres and wheels.
Citroen Gap Insurance Calculator
Only £ would be covered by your comprehensive car insurance leaving a gap of £.
Citroen: FAQs, Statistics & General Information
Citroen General Information
Famous for providing the everyday driver with cars that are affordable and fun, Citroen have always been known to 'break the mold' when it comes to design, with models ranging from the brilliant 2CV to the Cactus, C3 and Picasso.
In recent years the company has been acquired by Stellantis, continuing to develop excellent, mid-range hatchbacks, saloons and EVs.
Citroen Models
As with most manufacturers, Citroen are now venturing into hybrid and fully electric models, alongside their 'traditional' petrol and diesel options.
The current range focusses on hatchback models, including the C3, C4 and C5. There's also a Berlingo model, an SUV which offers more space and a bigger car for those looking for extra room.
Citroen Depreciation
On the whole, Citroëns do depreciate quite quickly, especially the C5 Aircross, which unfortunately made our Top 10 Most Depreciating Cars list in 2025.
On average, most models will lose 40-55% of their value in three years, according to The Money Calculator.
For more information on car depreciation, try our Free Car Depreciation Calculator, which estimates your potential loss of equity, depending on model type and ownership length.
Citroen Gap Insurance Payout Examples
Citroen C4
Our customer purchased a used Citreon C4 for £6,850. After it was written off, we covered the shortfall from their motor insurance payout, plus their excess, totalling £2,147.
Citroen Theft Statistics
Citreon are ranked as the 20th most stolen brand in the UK, with over 600 being reported over the last year.
The Berlingo in particular is a target, as parts are valuable at resale.