Ford Gap Insurance

Buy 5* Rated Gap Insurance With A 30 Day Money Back Guarantee

Even with Ford’s world-famous reliability, things can still go wrong. If your Ford is declared a total loss (through fire, theft or accident, for example) you could be left facing an unexpected financial shortfall. Depreciation means your car insurer will usually offer you a final settlement that’s much lower than the amount you owe, leaving you to cover the difference.

With Ford Gap Insurance from Direct Gap, that’s one less thing to worry about; if your car is declared a total loss (or write-off) we’ll cover the difference, with an aim to pay within 10 days.

Get a quote for your Ford today and join the thousands of happy customers choosing 5* rated Gap Insurance, with a 30 day money back guarantee…

Ford Badge

Why choose Direct Gap to protect your Ford?

A-rated UK Underwriters
Covers new and used vehicles
Unlimited claim limits on vehicles up to £50,000
Covers insurance excess up to £1,000
Cover for all named drivers on your policy
No mileage restrictions
Deferred start date option for new vehicle purchases
Free policy amendments for registrations and addresses

What is Ford Gap Insurance?

A Ford gap insurance policy from Direct Gap covers the difference between what you paid for your car and its value at the time of being written off or stolen, shielding you from depreciation in the event of a claim. It offers that all-important peace of mind, and we can save you up to 75% on the price of your policy, so why not get in touch today for a free Ford gap insurance quote?

For further information, check out our detailed guide to gap insurance.

Get a Ford Gap Insurance quote today.

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Ford Ranger driving on road
Back of a ford focus on a road

How does Ford Gap Insurance work?

If you buy a Ford for £40,000, it will depreciate over the time that you own it. Let’s say that a few years later, your car is stolen or written off – but by this point, its value has dropped to £25,000.

Your motor insurer will pay out in line with that value, which means you’ve lost out by £15,000. With Ford gap insurance, you are covered for that difference between its purchase price and its value when it was declared a total loss.

Get a Ford Gap Insurance quote today.

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Ford Gap Insurance Calculator

Length of ownership (years)
Vehicle value at risk without GAP insurance
Vehicle value covered by comprehensive insurance

Only £ would be covered by your comprehensive car insurance leaving a gap of £.

Ford: FAQs, Statistics & General Information

Ford General Information

Since its inception in 1909, Ford has grown to become one of the UK's most popular manufacturers, often topping individual model registration charts (with the Puma crossover often being the most popular).

Its commercial arm has also grown in popularity, with the Ford Transit being a staple of British motoring.

As with most manufacturers, Ford is undertaking a shift towards a fully EV lineup, including fully electric and hybrid models.

Ford Models

Ford's core range includes two models, the Puma and Kuga, both pitched as urban crossovers with big shoes to fill, having to replace the massively successful Fiesta and Focus models, respectively.

As well as these, Ford offers a fully electric range, including the Explorer, Capri and Mustang Mach-E.

Ford Depreciation

Whilst Ford, on the whole, performs better than its counterparts in terms of depreciation, most models will still lose around 40% of their total value over three years.

Commercial models such as the Transit, as well as the ever-popular Fiesta, both hold their value better than most. Conversely, electric and hybrid models fare much worse, losing the bulk of their value in the first year of ownership.

Try our free Car Depreciation Calculator to understand better how much value your Ford could lose.

Ford Gap Insurance Payout Examples

Ford Focus

Our customer purchased their Ford Focus for £16,600. After it was declared a total loss, their insurer paid out the current market value of £14,022, leaving a deficit of £2,400.

We paid the difference, thanks to their Ford Gap Insurance policy.

Ford Kuga

Our Ford gap insurance policy paid out £14,565 to a customer who initially bought their Ford Kuga for £36,168. Following a total loss, their motor insurer offered a settlement figure of just £22,053; we covered the difference.

Ford Theft Statistics

Unfortunately, Fords are a primary target for thieves, topping the list as the UK's most stolen brand with over 8000 stolen in 2025.

With 3,511 stolen alone, the Ford Fiesta is the single most stolen car model in the UK.

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