Jaecoo Gap Insurance

Buy 5* Rated Jaecoo Gap Insurance With A 30 Day Money Back Guarantee

Bringing premium features at competitive prices, Jaecoo have made major waves since they emerged on the UK motoring market, with the J7 model even being dubbed the 'baby Range Rover'. It's no wonder they're now one of the biggest (and fastest) selling manufacturers in Britain. Sadly, they'll still be prone to depreciation, especially premium and EV models.

If your Jaecoo is written off, your insurer will pay the current market value, not the amount you paid or still owe, meaning you could face a significant financial shortfall, often thousands of pounds.

With specialist Jaecoo Gap Insurance from Direct Gap you're protected. We'll pay the difference between your insurer's final settlement figure and the amount outstanding, so you don't have to.

Get a 5* Feefo-rated Gap Insurance quote online today and join thousands of happy customers driving with total peace of mind.

Jaecoo driving on road in the UK

Why choose Direct Gap to protect your Jaecoo?

A-rated UK Underwriters
Covers new and used vehicles
Unlimited claim limits on vehicles up to £50,000
Covers insurance excess up to £1,000
Cover for all named drivers on your policy
No mileage restrictions
Deferred start date option for new vehicle purchases
Free policy amendments for registrations and addresses

Why Do I Need To Protect My Jaecoo With Gap Insurance?

Although Jaecoo have shaken up the market with premium yet affordable models, they're still susceptible to depreciation, particularly EV models (which are still unproven in the UK). What's more, higher-end models could be a target for thieves, especially as demand grows. If your car is ever written off (and declared a total loss), your insurer will only pay out the current market value, not the amount you paid or still owe, leaving you to pay the difference.

With a car being declared a total loss every 90 seconds in the UK, it’s no surprise that a growing number of drivers are choosing to protect themselves with Direct Gap.

Tailored Jaecoo Gap Insurance from Direct Gap pays the difference between your insurance payout and the amount you still owe. We're committed to settling your claim within 10 days, covering all named drivers and no claim limits on vehicles up to £50K. Is it time you protected your Jaecoo and yourself?

For further information, check out our detailed guide to gap insurance.

Get a Jaecoo Gap Insurance quote today.

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Jaecoo steering wheel
Jaecoo parked in car park

How does Jaecoo Gap Insurance work?

If you buy a Jaecoo for £40,000, it will depreciate over the time that you own it. Let’s say that a few years later, your car is stolen or written off – but by this point, its value has dropped to £25,000.

Your motor insurer will pay out in line with that value, which means you’ve lost out by £15,000. With Jaecoo gap insurance, you are covered for that difference between its purchase price and its value when it was declared a total loss.

Get a Jaecoo Gap Insurance quote today.

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Jaecoo Gap Insurance Calculator

Length of ownership (years)
Vehicle value at risk without GAP insurance
Vehicle value covered by comprehensive insurance

Only £ would be covered by your comprehensive car insurance leaving a gap of £.

Jaecoo: FAQs, Statistics & General Information

Jaecoo Depreciation

Like most car brands on the market, Jaecoos will lose value over time, typically depreciating between 15-35% in year one, to 50% within three years of ownership (usually, regardless of whether you buy new or used).

Try our free Car Depreciation Calculator for more information on model-specific depreciation and to estimate the value your Jaecoo could lose.

Gap Insurance Payout Examples

BMW 320 D

Our BMW gap insurance policy paid out £4,558 to a customer who initially bought their BMW 320D for £20,000. Following a total loss, their motor insurer offered a settlement figure of just £15,442; we covered the difference.

Ford Kuga

Our Ford gap insurance policy paid out £14,565 to a customer who initially bought their Ford Kuga for £36,168. Following a total loss, their motor insurer offered a settlement figure of just £22,053; we covered the difference.

Dacia Sandero Stepaway

Our customer wrote their Dacia Sandero Stepaway off and received a final settlement from their insurer of £15,390. This was much lower than their original purchase price of £18,644, following a 17% depreciation.

We paid the difference of £3,565 thanks to their Gap Insurance policy.

Audi Q2

Our customer bought their Audi Q2 for £30,245, which depreciated at a rate of 13%. When it was written off, their motor insurer paid a final settlement of £26,297.

With an Audi Gap Insurance policy, we covered the difference of £3,823.

What Types Of Gap Insurance Are Suitable For Jaecoo

There are three common types of GAP Insurance available for most cars, including Jaecoo. Which is most suitable typically depends on your finance type, car ownership status and individual cover needs.

The main types of Jaecoo Gap Insurance we provide are:

  • Lease & Contract Hire Gap Insurance: Lease & Contract Hire Gap Insurance pays the difference between your motor insurance settlement figure and the amount outstanding on your lease finance balance. This policy is suitable for lease or 'PCH' cars only.
  • Return To Invoice Gap Insurance: Return To Invoice, or 'RTI' as it's also known, pays the difference between your motor insurance settlement figure and the original invoice price of your vehicle.
  • Vehicle Replacement: Vehicle Replacement Insurance, or 'VRI' covers the difference between your motor insurance settlement and the cost of replacing your vehicle.
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