Land Rover Gap Insurance
Buy 5* Rated Gap Insurance With A 30 Day Money Back Guarantee
Since 1948, Land Rover has been making rugged four-wheel-drive vehicles that are equally at home on dirt tracks and country lanes as they are on city streets and motorways. Originally an offshoot of the Rover company, Land Rover has become a British icon thanks to its sturdy designs and luxurious interiors.
Land Rovers are built to last, which means that you are likely to keep yours for years. While this is great news in some respects, it can cause problems when it comes to insurance. If your Land Rover is written off or stolen, most insurance companies will only cover its current value. This is likely to be considerably less than what you originally paid for it, so you can find yourself out of pocket. The best way to solve this problem is by taking out Guaranteed Asset Protection (GAP) insurance.
Why choose Direct Gap to protect your Land Rover?
What is Land Rover Gap Insurance?
Land Rover gap insurance will cover you for the difference between your vehicle's purchase price and the value at the time you make a claim, so you don't have to worry about depreciation. Whether you own one of these British classics or are about to buy one, Land Rover gap insurance from Direct Gap is a great way to make sure you don't get a raw deal, with policies available for between 1-5 years.
For further information, check out our detailed guide to gap insurance.
Get a Land Rover Gap Insurance quote today.
How does Land Rover Gap Insurance work?
If you buy a Land Rover for £40,000, it will depreciate over the time that you own it. Let’s say that a few years later, your car is stolen or written off – but by this point, its value has dropped to £25,000.
Your motor insurer will pay out in line with that value, which means you’ve lost out by £15,000. With Land Rover gap insurance, you are covered for that difference between its purchase price and its value when it was declared a total loss.
Get a Land Rover Gap Insurance quote today.
Land Rover Gap Insurance Reviews
We’re rated 4.9 out of 5 across Trustpilot, Feefo and Google, based on more than 14,000 reviews.
Additional cover for your Land Rover
It’s not only Land Rover Gap Insurance that we offer. We can also provide protection for specific elements of your pride and joy, such as the bodywork, tyres and wheels.
Land Rover Gap Insurance Calculator
Only £ would be covered by your comprehensive car insurance leaving a gap of £.
Land Rover: FAQs, Statistics & General Information
Land Rover Depreciation
Like most car brands on the market, Land Rovers will lose value over time, typically depreciating between 15-35% in year one, to 50% within three years of ownership (usually, regardless of whether you buy new or used).
Try our free Car Depreciation Calculator for more information on model-specific depreciation and to estimate the value your Land Rover could lose.
Gap Insurance Payout Examples
BMW 320 D
Our BMW gap insurance policy paid out £4,558 to a customer who initially bought their BMW 320D for £20,000. Following a total loss, their motor insurer offered a settlement figure of just £15,442; we covered the difference.
Ford Kuga
Our Ford gap insurance policy paid out £14,565 to a customer who initially bought their Ford Kuga for £36,168. Following a total loss, their motor insurer offered a settlement figure of just £22,053; we covered the difference.
Dacia Sandero Stepaway
Our customer wrote their Dacia Sandero Stepaway off and received a final settlement from their insurer of £15,390. This was much lower than their original purchase price of £18,644, following a 17% depreciation.
We paid the difference of £3,565 thanks to their Gap Insurance policy.
Audi Q2
Our customer bought their Audi Q2 for £30,245, which depreciated at a rate of 13%. When it was written off, their motor insurer paid a final settlement of £26,297.
With an Audi Gap Insurance policy, we covered the difference of £3,823.
What Types Of Gap Insurance Are Suitable For Land Rover
There are three common types of GAP Insurance available for most cars, including Land Rover. Which is most suitable typically depends on your finance type, car ownership status and individual cover needs.
The main types of Land Rover Gap Insurance we provide are:
- Lease & Contract Hire Gap Insurance: Lease & Contract Hire Gap Insurance pays the difference between your motor insurance settlement figure and the amount outstanding on your lease finance balance. This policy is suitable for lease or 'PCH' cars only.
- Return To Invoice Gap Insurance: Return To Invoice, or 'RTI' as it's also known, pays the difference between your motor insurance settlement figure and the original invoice price of your vehicle.
- Vehicle Replacement: Vehicle Replacement Insurance, or 'VRI' covers the difference between your motor insurance settlement and the cost of replacing your vehicle.