Mazda Gap Insurance

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In 1931, a small cork manufacturer in Japan took a big leap and made a tricycle truck called the ‘Mazda-go’. Today, they form the world-class car manufacturer Mazda, who celebrate driving and make luxury vehicles using their 80 years of engineering experience. Determined to strive for the best, even their logo of V-shaped wings stands for their resilience and creativity. Mazda design quality cars and builds with driving for pleasure in mind.

This well-loved luxury car brand deserves insurance that will honour its quality. Mazda GAP insurance from Direct Gap is here to do just that. Cars depreciate quickly from their purchase value, and if your insurer were to declare your vehicle a total loss, they could leave you at a financial disadvantage. Direct Gap offers you insurance that will pay the difference between your car’s value when purchased and your insurer’s offer, as well as covering any outstanding finance payments.

Direct Gap is the UK’s number one choice for gap insurance, offering a wide variety of policies to suit your needs. With no mileage restrictions, a commitment to settle your claim within ten days and a 30-day money-back guarantee, choose Mazda GAP insurance that matches your vehicle’s prestige.

Mazda driving in the countryside

Why choose Direct Gap to protect your Mazda?

A-rated UK Underwriters
Covers new and used vehicles
Unlimited claim limits on vehicles up to £50,000
Covers insurance excess up to £1,000
Cover for all named drivers on your policy
No mileage restrictions
Deferred start date option for new vehicle purchases
Free policy amendments for registrations and addresses

What is Mazda Gap Insurance?

Mazda gap insurance pays the difference between your motor insurance payout, known as the 'final settlement figure ', and the amount you initially paid for your vehicle, or the amount outstanding on finance, depending on the policy you choose.

Thanks to depreciation, where your car loses value over time, that amount could be thousands of pounds.

For further information, check out our detailed guide to gap insurance.

Get a Mazda Gap Insurance quote today.

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Mazda tail light

How does Mazda Gap Insurance work?

If you buy a Mazda for £40,000, it will depreciate over the time that you own it. Let’s say that a few years later, your car is stolen or written off – but by this point, its value has dropped to £25,000.

Your motor insurer will pay out in line with that value, which means you’ve lost out by £15,000. With Mazda gap insurance, you are covered for that difference between its purchase price and its value when it was declared a total loss.

Get a Mazda Gap Insurance quote today.

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Mazda Gap Insurance Calculator

Length of ownership (years)
Vehicle value at risk without GAP insurance
Vehicle value covered by comprehensive insurance

Only £ would be covered by your comprehensive car insurance leaving a gap of £.

Mazda: FAQs, Statistics & General Information

Mazda Depreciation

Like most car brands on the market, Mazdas will lose value over time, typically depreciating between 15-35% in year one, to 50% within three years of ownership (usually, regardless of whether you buy new or used).

Try our free Car Depreciation Calculator for more information on model-specific depreciation and to estimate the value your Mazda could lose.

Gap Insurance Payout Examples

BMW 320 D

Our BMW gap insurance policy paid out £4,558 to a customer who initially bought their BMW 320D for £20,000. Following a total loss, their motor insurer offered a settlement figure of just £15,442; we covered the difference.

Ford Kuga

Our Ford gap insurance policy paid out £14,565 to a customer who initially bought their Ford Kuga for £36,168. Following a total loss, their motor insurer offered a settlement figure of just £22,053; we covered the difference.

Dacia Sandero Stepaway

Our customer wrote their Dacia Sandero Stepaway off and received a final settlement from their insurer of £15,390. This was much lower than their original purchase price of £18,644, following a 17% depreciation.

We paid the difference of £3,565 thanks to their Gap Insurance policy.

Audi Q2

Our customer bought their Audi Q2 for £30,245, which depreciated at a rate of 13%. When it was written off, their motor insurer paid a final settlement of £26,297.

With an Audi Gap Insurance policy, we covered the difference of £3,823.

What Types Of Gap Insurance Are Suitable For Mazda

There are three common types of GAP Insurance available for most cars, including Mazda. Which is most suitable typically depends on your finance type, car ownership status and individual cover needs.

The main types of Mazda Gap Insurance we provide are:

  • Lease & Contract Hire Gap Insurance: Lease & Contract Hire Gap Insurance pays the difference between your motor insurance settlement figure and the amount outstanding on your lease finance balance. This policy is suitable for lease or 'PCH' cars only.
  • Return To Invoice Gap Insurance: Return To Invoice, or 'RTI' as it's also known, pays the difference between your motor insurance settlement figure and the original invoice price of your vehicle.
  • Vehicle Replacement: Vehicle Replacement Insurance, or 'VRI' covers the difference between your motor insurance settlement and the cost of replacing your vehicle.
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