Mercedes C Class Gap Insurance

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If you're looking for a sleek alternative to the 3 Series BMW, the C Class Mercedes is a serious contender. Combining refined luxury, a modern cabin and agile driving feel, the C Class is genuinely a brilliant all-rounder. Unfortunately, it will experience depreciation, losing around 50% of its value in just 3 years. That could leave you facing a serious financial shortfall.

If yours is written off (or declared a total loss), your insurer will pay the current market value, not the amount you paid or still owe. That difference could be thousands, which you could be left to pay.

Specialist Mercedes Gap Insurance from Direct Gap will pay the difference between your insurance final settlement figure and the amount outstanding, so you're not left out of pocket.

Get a 5* Feefo-Rated Gap Insurance quote online today and join thousands of happy customers driving with total peace of mind.

Mercedes C Class Rear

Why choose Direct Gap to protect your Mercedes?

A-rated UK Underwriters
Covers new and used vehicles
Unlimited claim limits on vehicles up to £50,000
Covers insurance excess up to £1,000
Cover for all named drivers on your policy
No mileage restrictions
Deferred start date option for new vehicle purchases
Free policy amendments for registrations and addresses

What is Mercedes Gap Insurance?

Mercedes gap insurance covers you for the difference between your car's purchase price and its value at the time of a claim – for example if it has been written off or stolen. This form of cover can prove priceless for all Mercedes owners, and we can help you save up to 75% on your Mercedes gap insurance.

For further information, check out our detailed guide to gap insurance.

Get a Mercedes Gap Insurance quote today.

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Mercedes C Class Front
Mercedes C Class Driving

How does Mercedes Gap Insurance work?

None-AMG models in the C Class range retail up to £54,000. That means yours could be set to lose around £27,000, thanks to depreciation. If your Mercedes is written off, you'll only be paid the current market value, could you afford to make up the difference?

With a car being declared a total loss every 90 seconds in the UK, it’s no surprise that a growing number of drivers are choosing to protect themselves with Direct Gap.

Tailored Mercedes C Class Gap Insurance pays the difference between your settlement figure and the amount you still owe.

Get a Mercedes Gap Insurance quote today.

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Mercedes Gap Insurance Calculator

Length of ownership (years)
Vehicle value at risk without GAP insurance
Vehicle value covered by comprehensive insurance

Only £ would be covered by your comprehensive car insurance leaving a gap of £.

Mercedes: FAQs, Statistics & General Information

Mercedes Depreciation

Like most car brands on the market, Mercedess will lose value over time, typically depreciating between 15-35% in year one, to 50% within three years of ownership (usually, regardless of whether you buy new or used).

Try our free Car Depreciation Calculator for more information on model-specific depreciation and to estimate the value your Mercedes could lose.

Gap Insurance Payout Examples

BMW 320 D

Our BMW gap insurance policy paid out £4,558 to a customer who initially bought their BMW 320D for £20,000. Following a total loss, their motor insurer offered a settlement figure of just £15,442; we covered the difference.

Ford Kuga

Our Ford gap insurance policy paid out £14,565 to a customer who initially bought their Ford Kuga for £36,168. Following a total loss, their motor insurer offered a settlement figure of just £22,053; we covered the difference.

Dacia Sandero Stepaway

Our customer wrote their Dacia Sandero Stepaway off and received a final settlement from their insurer of £15,390. This was much lower than their original purchase price of £18,644, following a 17% depreciation.

We paid the difference of £3,565 thanks to their Gap Insurance policy.

Audi Q2

Our customer bought their Audi Q2 for £30,245, which depreciated at a rate of 13%. When it was written off, their motor insurer paid a final settlement of £26,297.

With an Audi Gap Insurance policy, we covered the difference of £3,823.

What Types Of Gap Insurance Are Suitable For Mercedes

There are three common types of GAP Insurance available for most cars, including Mercedes. Which is most suitable typically depends on your finance type, car ownership status and individual cover needs.

The main types of Mercedes Gap Insurance we provide are:

  • Lease & Contract Hire Gap Insurance: Lease & Contract Hire Gap Insurance pays the difference between your motor insurance settlement figure and the amount outstanding on your lease finance balance. This policy is suitable for lease or 'PCH' cars only.
  • Return To Invoice Gap Insurance: Return To Invoice, or 'RTI' as it's also known, pays the difference between your motor insurance settlement figure and the original invoice price of your vehicle.
  • Vehicle Replacement: Vehicle Replacement Insurance, or 'VRI' covers the difference between your motor insurance settlement and the cost of replacing your vehicle.
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