Nissan Gap Insurance
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With decades of experience, Nissan is a trusted manufacturer with its roots in Japan. As the ninth-largest automotive company in the world, it sells more than 60 different models, including everything from cars and vans to SUVs and trucks. And today, Nissan’s efficient, beautiful designs are moving towards sustainability with an electric range of vehicles.
Unfortunately, driving a Nissan does not make you any less prone to accidents or being the target of thieves. If the worst does happen and your car is written off or stolen, you are likely to be offered an insurance settlement in line with its current value, rather than the initial purchase price. Cars can depreciate quickly, especially newer models, so you could be left several thousand pounds out of pocket.
Thankfully, Guaranteed Asset Protection (GAP) insurance can offer the cover you need.
Why choose Direct Gap to protect your Nissan?
What is Nissan Gap Insurance?
Nissan gap insurance from Direct Gap can help prevent any financial loss if an insurer declares your car a total loss. It will cover the difference between your settlement and how much you paid for the vehicle in the first place. And if you’ve entered into a finance agreement, there’s no need to worry – Nissan finance gap insurance will cover any outstanding payments. This means you can take to the road in total confidence knowing that even if something does happen and your car is written off, you won’t be left counting the cost.
For further information, check out our detailed guide to gap insurance.
Get a Nissan Gap Insurance quote today.
How does Nissan Gap Insurance work?
If you buy a Nissan for £40,000, it will depreciate over the time that you own it. Let’s say that a few years later, your car is stolen or written off – but by this point, its value has dropped to £25,000.
Your motor insurer will pay out in line with that value, which means you’ve lost out by £15,000. With Nissan gap insurance, you are covered for that difference between its purchase price and its value when it was declared a total loss.
Get a Nissan Gap Insurance quote today.
Nissan Gap Insurance Reviews
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Additional cover for your Nissan
It’s not only Nissan Gap Insurance that we offer. We can also provide protection for specific elements of your pride and joy, such as the bodywork, tyres and wheels.
Nissan Gap Insurance Calculator
Only £ would be covered by your comprehensive car insurance leaving a gap of £.
Nissan: FAQs, Statistics & General Information
Nissan Depreciation
Like most car brands on the market, Nissans will lose value over time, typically depreciating between 15-35% in year one, to 50% within three years of ownership (usually, regardless of whether you buy new or used).
Try our free Car Depreciation Calculator for more information on model-specific depreciation and to estimate the value your Nissan could lose.
Gap Insurance Payout Examples
BMW 320 D
Our BMW gap insurance policy paid out £4,558 to a customer who initially bought their BMW 320D for £20,000. Following a total loss, their motor insurer offered a settlement figure of just £15,442; we covered the difference.
Ford Kuga
Our Ford gap insurance policy paid out £14,565 to a customer who initially bought their Ford Kuga for £36,168. Following a total loss, their motor insurer offered a settlement figure of just £22,053; we covered the difference.
Dacia Sandero Stepaway
Our customer wrote their Dacia Sandero Stepaway off and received a final settlement from their insurer of £15,390. This was much lower than their original purchase price of £18,644, following a 17% depreciation.
We paid the difference of £3,565 thanks to their Gap Insurance policy.
Audi Q2
Our customer bought their Audi Q2 for £30,245, which depreciated at a rate of 13%. When it was written off, their motor insurer paid a final settlement of £26,297.
With an Audi Gap Insurance policy, we covered the difference of £3,823.
What Types Of Gap Insurance Are Suitable For Nissan
There are three common types of GAP Insurance available for most cars, including Nissan. Which is most suitable typically depends on your finance type, car ownership status and individual cover needs.
The main types of Nissan Gap Insurance we provide are:
- Lease & Contract Hire Gap Insurance: Lease & Contract Hire Gap Insurance pays the difference between your motor insurance settlement figure and the amount outstanding on your lease finance balance. This policy is suitable for lease or 'PCH' cars only.
- Return To Invoice Gap Insurance: Return To Invoice, or 'RTI' as it's also known, pays the difference between your motor insurance settlement figure and the original invoice price of your vehicle.
- Vehicle Replacement: Vehicle Replacement Insurance, or 'VRI' covers the difference between your motor insurance settlement and the cost of replacing your vehicle.