Toyota Aygo Gap Insurance
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Small and mighty, the Aygo keeps driving fun! Mixing practical city-car feels, a nimble driving style and surprisingly spacious (and modern) interior, the Aygo should be one of the first on the list for any new driver, or those looking to get around town. Unfortunately, like all cars, the Aygo will still suffer from depreciation.
If you happen to write your Aygo off (where it's declared a total loss by your insurer), you'll be paid out the current market value, not the amount you paid or still owe. That difference, which could be thousands, would be up to you to make up.
With Direct Gap's tailored Toyota Aygo Gap Insurance, you can protect against that shortfall. We'll pay the difference between your insurer's final settlement figure and the amount outstanding, so you can clear finance, or replace your car and not be left out of pocket.
Get a 5* Feefo-rated Gap Insurance quote online today and join thousands of happy customers driving with total peace of mind.
Why choose Direct Gap to protect your Toyota?
What is Toyota Gap Insurance?
Following a write-off, Toyota gap insurance covers any difference between your motor insurance settlement figure and the amount you paid for your vehicle, or any outstanding finance, depending on the policy you choose. Typically, the 'current market value' (the amount your insurer pays) is much lower than the vehicle's purchase or finance price, due to depreciation.
For further information, check out our detailed guide to gap insurance.
Get a Toyota Gap Insurance quote today.
How does Toyota Gap Insurance work?
New Toyota Aygo's retail for up to £22,000. With a typical depreciation level of 50% over the first three years of ownership, that means you could face losing up to £11,000. If yours is written off, insurers will pay out the value of the vehicle at the time, not the amount you paid, or still owe, leaving you to make up the rest.
With a car being declared a total loss every 90 seconds in the UK, it’s no surprise that thousands of drivers are choosing to protect themselves with Direct Gap.
Our tailored Toyota Gap Insurance pays the difference between your insurer’s final settlement figure and the amount you still owe, with a commitment to settle your claim within 10 days, protecting all named drivers with no claim limits on vehicles up to £50K. Is it time you protect yourself with Direct Gap?
Get a Toyota Gap Insurance quote today.
Toyota Gap Insurance Reviews
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Additional cover for your Toyota Aygo
It’s not only Toyota Aygo Gap Insurance that we offer. We can also provide protection for specific elements of your pride and joy, such as the bodywork, tyres and wheels.
Toyota Gap Insurance Calculator
Only £ would be covered by your comprehensive car insurance leaving a gap of £.
Toyota: FAQs, Statistics & General Information
Toyota Depreciation
Like most car brands on the market, Toyotas will lose value over time, typically depreciating between 15-35% in year one, to 50% within three years of ownership (usually, regardless of whether you buy new or used).
Try our free Car Depreciation Calculator for more information on model-specific depreciation and to estimate the value your Toyota could lose.
Gap Insurance Payout Examples
BMW 320 D
Our BMW gap insurance policy paid out £4,558 to a customer who initially bought their BMW 320D for £20,000. Following a total loss, their motor insurer offered a settlement figure of just £15,442; we covered the difference.
Ford Kuga
Our Ford gap insurance policy paid out £14,565 to a customer who initially bought their Ford Kuga for £36,168. Following a total loss, their motor insurer offered a settlement figure of just £22,053; we covered the difference.
Dacia Sandero Stepaway
Our customer wrote their Dacia Sandero Stepaway off and received a final settlement from their insurer of £15,390. This was much lower than their original purchase price of £18,644, following a 17% depreciation.
We paid the difference of £3,565 thanks to their Gap Insurance policy.
Audi Q2
Our customer bought their Audi Q2 for £30,245, which depreciated at a rate of 13%. When it was written off, their motor insurer paid a final settlement of £26,297.
With an Audi Gap Insurance policy, we covered the difference of £3,823.
What Types Of Gap Insurance Are Suitable For Toyota
There are three common types of GAP Insurance available for most cars, including Toyota. Which is most suitable typically depends on your finance type, car ownership status and individual cover needs.
The main types of Toyota Gap Insurance we provide are:
- Lease & Contract Hire Gap Insurance: Lease & Contract Hire Gap Insurance pays the difference between your motor insurance settlement figure and the amount outstanding on your lease finance balance. This policy is suitable for lease or 'PCH' cars only.
- Return To Invoice Gap Insurance: Return To Invoice, or 'RTI' as it's also known, pays the difference between your motor insurance settlement figure and the original invoice price of your vehicle.
- Vehicle Replacement: Vehicle Replacement Insurance, or 'VRI' covers the difference between your motor insurance settlement and the cost of replacing your vehicle.