Volkswagen Golf Gap Insurance
Buy 5* Rated Gap Insurance With A 30 Day Money Back Guarantee
One of the most successful cars in the UK, regularly featuring in top 10 best-selling lists, the VW Golf is a mainstay of British motoring. That said, it’s still at risk of depreciation, losing the typical 50% within three years of ownership.
If your Volkswagen is ever declared a total loss, where your insurer deems it beyond salvage, they’ll pay you the current market value, not the amount you paid or still owe. Thanks to that 50% depreciation, that difference could be significant, often thousands.
With specialist VW Golf Gap Insurance from Direct Gap, you can protect against that financial shortfall. We’ll pay the difference between your insurer’s final settlement figure and the amount still outstanding, so you don’t have to.
Get a 5* Feefo-rated Gap Insurance quote online today and join thousands of happy customers driving with total peace of mind.
Why choose Direct Gap to protect your Volkswagen?
What is Volkswagen Gap Insurance?
Following a write-off, Volkswagen gap insurance covers any difference between your motor insurance settlement figure and the amount you paid for your vehicle, or any outstanding finance, depending on the policy you choose. Typically, the 'current market value' (the amount your insurer pays) is much lower than the vehicle's purchase or finance price, due to depreciation.
For further information, check out our detailed guide to gap insurance.
Get a Volkswagen Gap Insurance quote today.
How does Volkswagen Gap Insurance work?
Depending on the trim, your Golf could retail for up to £47,000. That means that it could also lose up to £23,500 in just three years. If you’re involved in an accident, your car is stolen, or anything else where it’s declared a total loss, you could be liable for that financial loss. Insurers will pay you the value of your car at the time, not what you paid, leaving you to make up the rest.
With a car being declared a total loss every 90 seconds in the UK, it’s no surprise that a growing number of drivers are choosing to protect themselves with Direct Gap.
Our VW Gap Insurance pays that difference, with a commitment to settle your claim within 10 days.
Get a Volkswagen Gap Insurance quote today.
Volkswagen Gap Insurance Reviews
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Additional cover for your Volkswagen Golf
It’s not only Volkswagen Golf Gap Insurance that we offer. We can also provide protection for specific elements of your pride and joy, such as the bodywork, tyres and wheels.
Volkswagen Gap Insurance Calculator
Only £ would be covered by your comprehensive car insurance leaving a gap of £.
Volkswagen: FAQs, Statistics & General Information
Volkswagen Depreciation
Like most car brands on the market, Volkswagens will lose value over time, typically depreciating between 15-35% in year one, to 50% within three years of ownership (usually, regardless of whether you buy new or used).
Try our free Car Depreciation Calculator for more information on model-specific depreciation and to estimate the value your Volkswagen could lose.
Gap Insurance Payout Examples
BMW 320 D
Our BMW gap insurance policy paid out £4,558 to a customer who initially bought their BMW 320D for £20,000. Following a total loss, their motor insurer offered a settlement figure of just £15,442; we covered the difference.
Ford Kuga
Our Ford gap insurance policy paid out £14,565 to a customer who initially bought their Ford Kuga for £36,168. Following a total loss, their motor insurer offered a settlement figure of just £22,053; we covered the difference.
Dacia Sandero Stepaway
Our customer wrote their Dacia Sandero Stepaway off and received a final settlement from their insurer of £15,390. This was much lower than their original purchase price of £18,644, following a 17% depreciation.
We paid the difference of £3,565 thanks to their Gap Insurance policy.
Audi Q2
Our customer bought their Audi Q2 for £30,245, which depreciated at a rate of 13%. When it was written off, their motor insurer paid a final settlement of £26,297.
With an Audi Gap Insurance policy, we covered the difference of £3,823.
What Types Of Gap Insurance Are Suitable For Volkswagen
There are three common types of GAP Insurance available for most cars, including Volkswagen. Which is most suitable typically depends on your finance type, car ownership status and individual cover needs.
The main types of Volkswagen Gap Insurance we provide are:
- Lease & Contract Hire Gap Insurance: Lease & Contract Hire Gap Insurance pays the difference between your motor insurance settlement figure and the amount outstanding on your lease finance balance. This policy is suitable for lease or 'PCH' cars only.
- Return To Invoice Gap Insurance: Return To Invoice, or 'RTI' as it's also known, pays the difference between your motor insurance settlement figure and the original invoice price of your vehicle.
- Vehicle Replacement: Vehicle Replacement Insurance, or 'VRI' covers the difference between your motor insurance settlement and the cost of replacing your vehicle.