Notice

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From 1st March 2026, the following brands are administered by Sura Group Limited:

  • Direct Gap
  • Platinum Gap
  • Direct Car Warranty

This change has not affected your policy in any way. Your ability to make a claim, amend your policy, or contact our customer service team remains unchanged.

All existing policies remain valid and continue to be administered as usual.

If you have any questions or concerns, please contact us at [email protected]

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Looking for a new policy?

Whether you are looking to protect a finance agreement, safeguard your original purchase price or ensure you can replace your vehicle with an equivalent model, there are options available. Policies can also be structured to reflect how long you intend to keep the vehicle.

Lease/Contract Hire Gap

Pays the difference between your motor insurer’s settlement and the outstanding finance balance. Suitable for lease and contract hire vehicles; not available for HP, PCP, cash purchases or loans.

Return to Invoice

Pays the difference between your motor insurer’s settlement and either the invoice price or the outstanding finance balance, whichever is higher.

Vehicle Replacement

Pays the difference between your motor insurer’s settlement and either the cost of a replacement vehicle matching the original specification, age and mileage, or the outstanding finance balance, whichever is higher.

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